With Christmas just around the corner, and summer vacations out of the way, it’s a good time to reevaluate your finances. Whether you’ve got a solid budget plan in place or if you are more of a spontaneous spender, we’ve made it simple for you with 5 easy ways to save REAL money this fall, both immediately and long term.
Here they are:
- Quit Smoking
Not only will refraining from smoking save your lungs, it will save you tons of cash! If you’re still holding onto this habit, you’re throwing an average of $2000-$4000 away every year, and that figure will only increase with time. The government continues to increase taxes on things like alcohol and tobacco each year to increase revenue, and the higher they rise, the more out of pocket you’ll be paying.Deciding to quit now will be a benefit to you, your family, and your bank account.
- Cancel Subscriptions
There are more and more subscription based services coming out each year and we’re buying them up like crazy! Our entertainment, books, make-up, fitness supplies, and even our food is now available on a subscription. If you’re using those perks, by all means continue paying and using to heart’s content. BUT – you can save more money than you realize by canceling just a few. Paying for more than one music or television service may not be serving you. If you find that you’re throwing out most of the samples in your monthly boxes, it might be time to take a break and only buy what you truly want. It’s easy to let these things pile up without realizing just how much money is leaving your bank account each month and what it’s going to. Take a few minutes to go over your statement and make sure you know what’s coming out, where it’s going, and if you’re actually using those services and products.
- Shop With a List
You’ve heard this before, and you’ll hear it again – because it’s TRUE. Making a budget, planning your meals, keeping an inventory of what you already have – all of these things can add up to big savings in the store. But, we get it. You’re tired, you’re busy, you’re an adult. What’s the easiest thing you can do to save money before going to your local shop? Make a list of things you need. If you go in with at least an outline of what you’re looking to get, it’ll be much easier to combat those impulse buys!
- Eat at Home
There are so many evenings that you’re just too tired to cook! From working long hours to busing the kids where they need to go and all the other fun activities on the family calendar, the drive thru might sound like the answer to all your quick eat problems! If you’re eating out with a family of five, even value meals are going to run you about $30 through a cheap restaurant! With a little bit of planning, you can cook your own “fast food” and have it prepped and ready for those late nights when you’re not getting in until later than dinnertime! Pinterest is a great website that offers tons of recipes that can be doubled and frozen!
- Turn off the Air Conditioner
With fall temperatures finally on the decline, you can take advantage of the natural air and turn off the central one! Running your heat and air conditioner can be expensive, especially in larger homes. Fall is the most ideal time to turn it completely off! Too warm? Open a window! Too chilly? The perfect excuse for hot chocolate and a lounging on the couch with a cozy blanket!
Of course, with all 5 easy ways to save REAL money, we want to remind you that this is a great time to look over all your finances and see if there is any way to cut any extra fat out. A lot of people in West Virginia are paying too much for insurance. We can help you make sure that you are able to get the cheapest insurance in West Virginia by giving you a quote and comparing companies for you! Infuse Insurance has multiple insurance companies ready to assist you in getting the most value out of your dollar! Get the best insurance with the best price!
Call us today for more information! Save some money by using our 5 easy ways to save REAL money this Fall!
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