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Individual retirement accounts throughout West Virginia and Virginia with offices in Beckley, Belle, Princeton, Bluewell, and Mullens.

IRAs are a powerful resource in helping you reach your retirement savings goals. Our experts will show you how an IRA can help you reach your retirement goals and which IRA type may best help you save on your taxes.

No matter how near or far off your retirement is, the tax advantages of an Individual Retirement Account can be too great to pass up. Using both an IRA and an employer-sponsored plan (such as a 401(k) if you have access to one) provides the opportunity to invest more for your retirement.

There are two common types of IRAs available to individuals—the Traditional IRA and the Roth IRA.

Traditional IRA

If you’ve earned income and are younger than age 70½, a Traditional IRA may be right for you.
Contributions to a Traditional IRA may be tax-deductible depending on your income, your tax filing status and whether or not you’re covered by an employer-sponsored retirement plan like a 401(k). The key benefit of a Traditional IRA is the annual tax benefits during your earning years.

Roth IRA

If you’ve earned income below a certain threshold set by the IRS, a Roth IRA may be right for you.
Contributions to a Roth IRA are not tax-deductible. The key benefit of a Roth IRA is that qualified withdrawals (made after retirement) are tax-free depending on the age of the account owner and length of time the account has been in place.

Contact us today to discuss your IRA options.

Let’s discuss your IRA options.

One of our insurance advisors will reach out to you to review your information and present you with the appropriate IRA solution. There’s no obligation, just good-old-fashioned advice.
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Infuse Insurance offers comprehensive IRA options across West Virginia and Virginia with offices in Beckley, Belle, Princeton, Bluewell, Mullens, Chapmanville, and Logan.